• How I Became Passionate About Personal Finance

    When I graduated from college in 2012 it was with around $100,000 of student loan debt (whether an 18-year-old should be able to secure that much debt is a subject for another post). The mimimum payment on my loans was $800, my rent was another $800, and my share of utilities was $50. At the time, I was making between $350 and $500 every week (post-tax) waiting tables and bartending. Before other expenses, this typically left me with around $50-$100 every month for everything else – food, laundry, clothes, etc. Needless to say, money was tight.

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